Tracking your personal financesAre Your Money Management Skills As Good As You Think They Are?. Read more ... » is important, yet how much do you really know or even understand about your current financial status, your FICO score or how good your overall credit rating is? If you’re like the majority of people in the U.S., you may have little to absolutely no clue about what state your personal finances are in. For most people this isn’t something they do deliberately – it’s just a bad habit they got into over the years, which gets progressively worse with each passing year.
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The otherPersonal Finance Management With A True Budget. Read more ... » reason this happens is that most people hate the idea of having to track every little detail of their lives in a ledger of some kind, or having to use some piece of complex money managementAre Your Money Management Skills As Good As You Think They Are?. Read more ... » software to keep track of things. What this leads to though is careless spending, impulse4 Basic Steps For Creating A Home Budget . Read more ... » buying, mountains of credit card debt and signing up for finance deals you could never afford in the first place.
If you look at every single case of personal bankruptcy or insolvency, in any courtroom anywhere in the world, you’ll find that it’s the result of people spending money they never actually had. In fact in most of these cases these same people had expenses that totaled 2 or 3 times their monthly net income, which is nothing short of financial suicide when it comes down to dollars and dimes folks. It’s this kind of reckless spending that causes people to lose their homes and their cars to the repo guys every single day of the week.
Card Nanny’s simple to use system allows even the most financially illiterate person to keep track of what they have coming in and what they have going out each month. In terms of personal finance, our online system gives you an immediate overview of what your monthly expenditure is, plus it even has an email/text message reminder service (at zero extra cost to you) so you will literally never forget an important bill ever again.